Call Us At (832) 728 2855
Call Us At (832) 728 2855
Annuity Plans
Everyone aims for long-term financial security. We can demonstrate how different annuity plans can ensure a guaranteed retirement income for you.
The workplace has dramatically changed in
the new millennium.
Previously, it was common for most people to work for one company their entire lives and
receive a pension for their efforts, guaranteeing them retirement income along with their Social
Security. Those days have vanished.
Annuities are a great way for you to protect you and your family with monthly income at minimal
risk while guaranteeing your principal investment will hold firm. They were developed to replace
pensions and especially appeal to people looking for investments that are more conservative than
those in the stock market.
Interested in learning more about annuities and how they can work for you? Call our office today
at 832-728-2855 to explore the best annuity plan for you or complete the meeting request form
to start a dialogue.
The Benefits of Annuities
We recognize that as part of your retirement income strategy you need to have a buffer account should the stocks and bonds market decline. Here’s what we mean:
- If you are taking a set amount of cash out of your portfolio each month and the market drops your loss is compounded.
- In order to avoid this issue, known as sequence of returns risks, you need to consider other options to mitigate any potential losses.
- Adding the best annuity plan to your portfolio is an excellent way to provide an income-earning security blanket to your portfolio.
- Specifically, if the market drops and an annuity is part of your portfolio, you’ll still have an extra income stream.
Grayson Financial's Annuity Strategy
Often, when investors seek the best annuity company or best fixed annuities, they buy them separately and not as part of their portfolio. And that’s the last contact they have with the annuity salesperson. At Grayson Financial LLC, we have a different approach. For instance:
We view an annuity as part of the overall process, meaning it’s just part of your portfolio
We like to tell our clients that an annuity purchased from us is just one more tool in your investment tool box
And we believe that every tool in your investment tool box needs to have a specific purpose
The end result is the annuity and other investments, properly strategized will maximize the return of your portfolio as well as reduce as much risk as possible and maximize the cash flow from your investments.