Call Us At (832) 728 2855
Call Us At (832) 728 2855
Life Insurance Services
Life insurance may seem like a dated concept. We have news for you: If you want to take care of your family in the future, you need to explore this option.
Here’s an under-the-radar investment strategy those in the know take full advantage of.
Yes, life insurance, that phrase you’ve heard your whole life but not might be completely familiar with is, in fact, one of the best ways to bequeath money to your family. Here’s why: You can buy as much life insurance as you want – $300,000, $400,000, etc. – and it will pass on to your beneficiary tax free. Amazingly, life insurance remains the only “investment” that is not taxed.
If you would like to learn more about how life insurance can work for you in a big way call our life insurance advisor specialists at 832 728 2855 or schedule a meeting.
Grayson Financial's View on Life Insurance
We understand the importance for some of our clients to have a legacy plan as part of their investment portfolio. For some that involves a life insurance retirement plan. Our thoughts?
- From experience, we know that many people spend a lot of effort accumulating wealth but don’t do anything to protect it
- We also know that many of our clients want to leave money for their children
- So, if that is a goal let’s do it in the most tax-efficient way we can
- Life insurance is an excellent way to accomplish this goal
- With life insurance, you can pass on your wealth to your family with no tax repercussions
Grayson Financial's Life Insurance Strategy
While many financial advisors may consider life insurance as an old school legacy investment strategy, we think otherwise. For one, today’s life insurance is not the same thing your grandparents and parents bought. So, at Secure Money Advisors we show our clients new and dynamic ways to utilize life insurance as a solid legacy plan.
Our method, which differs from most financial advisors and certainly most life insurance advisors, involves:
Creating an irrevocable life insurance trust
Ensuring that the trust protects the estate from being taxed
Educating our clients on the many benefits of an irrevocable life insurance trust